<!-- ============================================================
CreditoFacile.biz — Prestito Personale
Pagina prodotto — parziale HTML (no html/head/body)
Multilingue IT / FR auto-detección
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<style>
:root{
--cf-blue:#0a3d8f; --cf-blue2:#1565c0;
--cf-orange:#e65100; --cf-orange2:#f57c00;
--cf-light:#f0f4fb; --cf-border:#dde5f4;
--cf-text:#1a1a2e; --cf-muted:#6b7a99;
}
body { overflow-x:hidden !important; }
.site-content,#content,#primary,.content-area,main,article,.entry-content {
max-width:100% !important; width:100% !important;
padding:0 !important; margin:0 !important; float:none !important;
}
#cf-prestito {
width:100vw; position:relative; left:50%; transform:translateX(-50%);
margin:0; padding:0; box-sizing:border-box;
font-family:'Segoe UI',Arial,sans-serif; color:#1a1a2e; line-height:1.6; z-index:1;
}
#cf-prestito * { box-sizing:border-box; }
#cf-prestito a { color:inherit; text-decoration:none; }
#cf-prestito img { max-width:100%; display:block; }
#cf-prestito p,#cf-prestito h1,#cf-prestito h2,#cf-prestito h3,
#cf-prestito h4,#cf-prestito ul,#cf-prestito ol,#cf-prestito li { margin:0; padding:0; font-size:inherit; }
/* HERO */
.cf-hero {
background:linear-gradient(135deg,#061e5e 0%,#0a3d8f 45%,#1565c0 100%);
padding:72px 5% 80px; text-align:center; color:#fff; position:relative; overflow:hidden;
}
.cf-hero::before {
content:''; position:absolute; inset:0;
background:url("data:image/svg+xml,%3Csvg width='60' height='60' viewBox='0 0 60 60' xmlns='http://www.w3.org/2000/svg'%3E%3Cg fill='none' fill-rule='evenodd'%3E%3Cg fill='%23ffffff' fill-opacity='0.03'%3E%3Cpath d='M36 34v-4h-2v4h-4v2h4v4h2v-4h4v-2h-4zm0-30V0h-2v4h-4v2h4v4h2V6h4V4h-4zM6 34v-4H4v4H0v2h4v4h2v-4h4v-2H6zM6 4V0H4v4H0v2h4v4h2V6h4V4H6z'/%3E%3C/g%3E%3C/g%3E%3C/svg%3E");
}
.cf-hero-inner { max-width:800px; margin:0 auto; position:relative; }
.cf-hero-badge {
display:inline-block; background:rgba(255,255,255,.15); backdrop-filter:blur(8px);
border:1px solid rgba(255,255,255,.25); border-radius:50px;
padding:6px 18px; font-size:.82rem; font-weight:600; letter-spacing:.8px;
text-transform:uppercase; margin-bottom:20px; color:rgba(255,255,255,.9);
}
.cf-hero h1 {
font-size:clamp(1.8rem,4vw,3rem); font-weight:800; line-height:1.15;
margin-bottom:18px; text-shadow:0 2px 20px rgba(0,0,0,.2);
}
.cf-hero h1 span { color:#ffd54f; }
.cf-hero-sub { font-size:clamp(1rem,2vw,1.2rem); opacity:.88; max-width:600px; margin:0 auto 32px; }
.cf-hero-btns { display:flex; gap:14px; justify-content:center; flex-wrap:wrap; }
/* BUTTONS */
.cf-btn-primary {
padding:15px 40px; background:linear-gradient(135deg,#e65100,#f57c00);
color:#fff; border-radius:50px; font-size:1.05rem; font-weight:700;
box-shadow:0 6px 24px rgba(230,81,0,.4); transition:all .2s;
letter-spacing:.3px; display:inline-block; border:none; cursor:pointer;
}
.cf-btn-primary:hover { transform:translateY(-2px); box-shadow:0 10px 32px rgba(230,81,0,.5); color:#fff; }
.cf-btn-secondary {
padding:15px 40px; background:rgba(255,255,255,.12); backdrop-filter:blur(8px);
border:1.5px solid rgba(255,255,255,.35); color:#fff; border-radius:50px;
font-size:1.05rem; font-weight:600; transition:all .2s; display:inline-block; cursor:pointer;
}
.cf-btn-secondary:hover { background:rgba(255,255,255,.2); color:#fff; }
.cf-btn-white {
padding:15px 40px; background:#0a3d8f; color:#fff;
border-radius:50px; font-size:1.05rem; font-weight:800;
box-shadow:0 6px 24px rgba(10,61,143,.4); transition:all .2s; display:inline-block;
}
.cf-btn-white:hover { transform:translateY(-2px); box-shadow:0 10px 32px rgba(10,61,143,.5); color:#fff; background:#1565c0; }
/* STATS */
.cf-stats { background:#fff; box-shadow:0 4px 32px rgba(10,61,143,.1); padding:28px 5%; }
.cf-stats-inner {
max-width:960px; margin:0 auto;
display:grid; grid-template-columns:repeat(4,1fr); gap:8px;
}
.cf-stat-item { text-align:center; padding:12px 8px; }
.cf-stat-item .num { font-size:clamp(1.6rem,3vw,2.4rem); font-weight:800; color:var(--cf-blue); line-height:1; }
.cf-stat-item .num span { font-size:.7em; color:var(--cf-orange); }
.cf-stat-item .lbl { font-size:.82rem; color:var(--cf-muted); margin-top:4px; font-weight:500; }
/* SECTIONS */
.cf-section { padding:64px 5%; }
.cf-section-inner { max-width:1100px; margin:0 auto; }
.cf-section-alt { background:var(--cf-light); }
.cf-section-dark { background:linear-gradient(135deg,#061e5e,#0a3d8f); color:#fff; }
.cf-section-tag {
display:inline-block; background:rgba(21,101,192,.1); color:var(--cf-blue2);
border-radius:50px; padding:5px 16px; font-size:.78rem; font-weight:700;
text-transform:uppercase; letter-spacing:1px; margin-bottom:12px;
}
.cf-section-dark .cf-section-tag { background:rgba(255,255,255,.15); color:rgba(255,255,255,.9); }
.cf-section-title { font-size:clamp(1.5rem,3vw,2.2rem); font-weight:800; line-height:1.2; margin-bottom:12px; }
.cf-section-sub { font-size:1rem; color:var(--cf-muted); max-width:620px; margin-bottom:40px; }
.cf-section-dark .cf-section-sub { color:rgba(255,255,255,.75); }
/* PRODUCT CARDS */
.cf-products-grid {
display:grid; grid-template-columns:repeat(auto-fit,minmax(240px,1fr)); gap:24px; margin-top:8px;
}
.cf-product-card {
background:#fff; border-radius:16px; padding:32px 28px;
box-shadow:0 2px 20px rgba(10,61,143,.08); border:1.5px solid var(--cf-border);
transition:all .25s; position:relative; overflow:hidden;
}
.cf-product-card::before {
content:''; position:absolute; top:0; left:0; right:0; height:4px;
background:linear-gradient(90deg,var(--cf-blue),var(--cf-blue2));
transform:scaleX(0); transform-origin:left; transition:transform .25s;
}
.cf-product-card:hover { transform:translateY(-4px); box-shadow:0 12px 40px rgba(10,61,143,.15); border-color:var(--cf-blue2); }
.cf-product-card:hover::before { transform:scaleX(1); }
.cf-product-icon {
width:56px; height:56px; border-radius:14px;
background:linear-gradient(135deg,rgba(10,61,143,.08),rgba(21,101,192,.12));
display:flex; align-items:center; justify-content:center;
font-size:1.6rem; margin-bottom:16px;
}
.cf-product-card h3 { font-size:1.15rem; font-weight:700; color:var(--cf-blue); margin-bottom:8px; }
.cf-product-card p { font-size:.9rem; color:var(--cf-muted); line-height:1.55; margin-bottom:16px; }
.cf-product-rate {
display:inline-block; background:rgba(21,101,192,.08); color:var(--cf-blue2);
border-radius:50px; padding:4px 14px; font-size:.82rem; font-weight:700;
}
/* CALCULATOR */
.cf-calc-box {
background:#fff; border-radius:16px; box-shadow:0 4px 32px rgba(10,61,143,.1);
overflow:hidden; max-width:780px; margin:0 auto;
}
.cf-calc-header {
background:linear-gradient(135deg,#0a3d8f,#1565c0); padding:24px 28px; color:#fff; text-align:center;
}
.cf-calc-header h3 { font-size:1.25rem; font-weight:700; margin-bottom:4px; }
.cf-calc-header p { font-size:.88rem; opacity:.88; }
.cf-calc-body { padding:28px; }
.cf-form-row { display:flex; gap:16px; margin-bottom:16px; flex-wrap:wrap; }
.cf-form-col { flex:1; min-width:180px; }
.cf-form-col label { display:block; font-size:.78rem; font-weight:600; color:#445; margin-bottom:5px; text-transform:uppercase; letter-spacing:.5px; }
.cf-form-col input,.cf-form-col select {
width:100%; padding:10px 12px; border:1.5px solid #d0d8e8; border-radius:8px;
font-size:.93rem; color:#222; background:#fafcff; transition:border .2s;
}
.cf-form-col input:focus,.cf-form-col select:focus { outline:none; border-color:#1565c0; background:#fff; }
.cf-slider-wrap { margin-top:4px; }
.cf-slider {
width:100%; -webkit-appearance:none; height:5px; border-radius:3px;
background:#d0d8e8; outline:none; cursor:pointer;
}
.cf-slider::-webkit-slider-thumb {
-webkit-appearance:none; width:20px; height:20px; border-radius:50%;
background:#1565c0; cursor:pointer; border:3px solid #fff; box-shadow:0 2px 6px rgba(21,101,192,.3);
}
.cf-slider-labels { display:flex; justify-content:space-between; font-size:.72rem; color:#889; margin-top:3px; }
.cf-result-box {
background:linear-gradient(135deg,#e8f0fe,#f3f8ff);
border:1.5px solid #b0c4ef; border-radius:12px; padding:18px 20px; margin-top:6px;
}
.cf-result-main { display:flex; align-items:center; justify-content:space-between; flex-wrap:wrap; gap:12px; }
.cf-mensualite { text-align:center; }
.cf-mensualite .lbl { font-size:.78rem; color:#556; font-weight:600; text-transform:uppercase; letter-spacing:.5px; }
.cf-mensualite .montant { font-size:2rem; font-weight:800; color:#0a3d8f; line-height:1.1; }
.cf-mensualite .mois { font-size:.82rem; color:#778; }
.cf-detail-grid { display:grid; grid-template-columns:1fr 1fr; gap:8px; flex:1; min-width:200px; }
.cf-detail-item { background:#fff; border-radius:8px; padding:8px 12px; border:1px solid #d8e4f4; }
.cf-detail-item .dl { font-size:.7rem; color:#778; font-weight:600; text-transform:uppercase; }
.cf-detail-item .dv { font-size:.97rem; font-weight:700; color:#223; margin-top:2px; }
/* LEAD FORM */
.cf-lead-section { background:var(--cf-light); }
.cf-lead-box {
background:#fff; border-radius:20px; padding:40px 44px;
box-shadow:0 4px 40px rgba(10,61,143,.1); max-width:780px; margin:0 auto;
}
.cf-btn-submit {
width:100%; padding:14px; background:linear-gradient(135deg,#e65100,#f57c00);
color:#fff; border:none; border-radius:10px; font-size:1rem; font-weight:700;
cursor:pointer; transition:all .2s; box-shadow:0 4px 16px rgba(230,81,0,.25);
}
.cf-btn-submit:hover { background:linear-gradient(135deg,#bf360c,#e65100); transform:translateY(-1px); }
.cf-legal-txt { font-size:.7rem; color:#aaa; margin-top:8px; line-height:1.5; }
.cf-success-box {
display:none; background:#e8f5e9; border:1.5px solid #a5d6a7; border-radius:12px;
padding:24px; text-align:center; margin-top:16px;
}
.cf-success-box .icon { font-size:2rem; margin-bottom:8px; }
.cf-success-box p { font-size:1rem; color:#2e7d32; font-weight:700; }
/* FAQ */
.cf-faq { max-width:720px; margin:0 auto; }
.cf-faq-item { border:1.5px solid var(--cf-border); border-radius:12px; margin-bottom:12px; overflow:hidden; }
.cf-faq-q {
padding:18px 24px; font-weight:700; font-size:.97rem; cursor:pointer;
display:flex; justify-content:space-between; align-items:center;
background:#fff; color:var(--cf-blue); transition:background .15s;
}
.cf-faq-q:hover { background:#f7f9ff; }
.cf-faq-q .arrow { font-size:.9rem; transition:transform .2s; color:var(--cf-muted); }
.cf-faq-item.open .cf-faq-q .arrow { transform:rotate(180deg); }
.cf-faq-a { max-height:0; overflow:hidden; transition:max-height .3s ease; font-size:.9rem; color:var(--cf-muted); line-height:1.6; }
.cf-faq-item.open .cf-faq-a { max-height:320px; }
.cf-faq-a-inner { padding:0 24px 18px; }
/* CTA */
.cf-cta-final {
background:linear-gradient(135deg,#e65100,#f57c00);
padding:64px 5%; text-align:center; color:#fff;
}
.cf-cta-final h2 { font-size:clamp(1.4rem,3vw,2rem); font-weight:800; margin-bottom:12px; }
.cf-cta-final p { font-size:1rem; opacity:.9; margin-bottom:28px; max-width:500px; margin-left:auto; margin-right:auto; }
/* RESPONSIVE */
@media (max-width:768px){
.cf-hero { padding:52px 6% 64px; }
.cf-stats { padding:24px 6%; }
.cf-stats-inner { grid-template-columns:repeat(2,1fr); }
.cf-section { padding:48px 6%; }
.cf-cta-final { padding:48px 6%; }
.cf-hero-btns { flex-direction:column; align-items:center; gap:12px; }
.cf-btn-primary,.cf-btn-secondary { width:76%; margin:0 auto; text-align:center; padding:14px 20px; }
.cf-btn-white { width:76%; margin:0 auto; text-align:center; }
.cf-products-grid { grid-template-columns:1fr; gap:16px; }
.cf-lead-box { padding:28px 20px; }
.cf-calc-body { padding:20px 16px; }
.cf-result-main { flex-direction:column; }
}
@media (max-width:480px){
.cf-btn-primary,.cf-btn-secondary,.cf-btn-white { width:86%; }
}
@keyframes cf-fade-up { from { opacity:0; transform:translateY(24px); } to { opacity:1; transform:translateY(0); } }
.cf-animate { animation:cf-fade-up .6s ease forwards; opacity:0; }
</style>
<div id="cf-prestito" style="width:100vw;position:relative;left:50%;transform:translateX(-50%);box-sizing:border-box">
<!-- HERO -->
<section class="cf-hero">
<div class="cf-hero-inner">
<div class="cf-hero-badge" id="p-badge">Da 6.5% TAEG · Risposta in 24h</div>
<h1 id="p-hero-title"><span>Prestito Personale</span><br>Fino a 75.000€</h1>
<p class="cf-hero-sub" id="p-hero-sub">
Fino a 75.000€ per qualsiasi esigenza personale. Senza garanzie reali, senza ipoteche. Risposta in sole 24 ore.
</p>
<div class="cf-hero-btns">
<a href="#richiesta" class="cf-btn-primary" id="p-btn1">Richiedi il tuo Prestito →</a>
<a href="#calcolatore" class="cf-btn-secondary" id="p-btn2">Calcola la rata</a>
</div>
</div>
</section>
<!-- STATS BAR -->
<div class="cf-stats">
<div class="cf-stats-inner">
<div class="cf-stat-item">
<div class="num" id="ps1-num">75<span>K€</span></div>
<div class="lbl" id="ps1-lbl">Importo massimo</div>
</div>
<div class="cf-stat-item">
<div class="num" id="ps2-num">120<span>mesi</span></div>
<div class="lbl" id="ps2-lbl">Durata massima</div>
</div>
<div class="cf-stat-item">
<div class="num" id="ps3-num">24<span>h</span></div>
<div class="lbl" id="ps3-lbl">Risposta garantita</div>
</div>
<div class="cf-stat-item">
<div class="num" id="ps4-num">0<span></span></div>
<div class="lbl" id="ps4-lbl">Garanzie richieste</div>
</div>
</div>
</div>
<!-- LOAN TYPES -->
<section class="cf-section">
<div class="cf-section-inner">
<div class="cf-section-tag" id="p-types-tag">Le nostre soluzioni</div>
<h2 class="cf-section-title" id="p-types-title">Qual è il tuo progetto?</h2>
<p class="cf-section-sub" id="p-types-sub">Dai viaggi alla casa, dall'auto alle spese impreviste, abbiamo il prestito adatto a ogni necessità.</p>
<div class="cf-products-grid">
<div class="cf-product-card">
<div class="cf-product-icon">💶</div>
<h3 id="pt1-title">Prestito Liquidità</h3>
<p id="pt1-desc">Hai bisogno di liquidità immediata? Ottieni fino a 75.000€ per qualsiasi uso personale, senza doverlo giustificare.</p>
<div class="cf-product-rate" id="pt1-rate">Da 6.5% TAEG</div>
</div>
<div class="cf-product-card">
<div class="cf-product-icon">🚗</div>
<h3 id="pt2-title">Prestito Auto</h3>
<p id="pt2-desc">Finanzia l'acquisto della tua auto nuova o usata con rate flessibili e tassi competitivi. Importi da 5.000€ a 50.000€.</p>
<div class="cf-product-rate" id="pt2-rate">Da 5.9% TAEG</div>
</div>
<div class="cf-product-card">
<div class="cf-product-icon">🔨</div>
<h3 id="pt3-title">Prestito Ristrutturazione</h3>
<p id="pt3-desc">Rinnova la tua casa senza mutuo. Fino a 75.000€ per lavori di ristrutturazione, arredamento o efficientamento energetico.</p>
<div class="cf-product-rate" id="pt3-rate">Da 7.0% TAEG</div>
</div>
<div class="cf-product-card">
<div class="cf-product-icon">🔄</div>
<h3 id="pt4-title">Consolidamento Debiti</h3>
<p id="pt4-desc">Riunisci tutti i tuoi prestiti in un'unica rata mensile più bassa. Semplifica la gestione e risparmia sugli interessi.</p>
<div class="cf-product-rate" id="pt4-rate">Da 7.9% TAEG</div>
</div>
</div>
</div>
</section>
<!-- CALCULATOR -->
<section class="cf-section cf-section-alt" id="calcolatore">
<div class="cf-section-inner">
<div style="text-align:center;margin-bottom:32px">
<div class="cf-section-tag" id="p-calc-tag">Strumento gratuito</div>
<h2 class="cf-section-title" id="p-calc-title">Calcola la tua rata prestito</h2>
<p class="cf-section-sub" style="margin:0 auto" id="p-calc-sub">Scopri subito quanto pagheresti al mese. Nessun impegno.</p>
</div>
<div class="cf-calc-box">
<div class="cf-calc-header">
<h3 id="p-calc-hd">Simulatore Prestito Personale</h3>
<p id="p-calc-hp">Calcolo istantaneo della rata mensile</p>
</div>
<div class="cf-calc-body">
<div class="cf-form-row">
<div class="cf-form-col">
<label id="p-lbl-imp">Importo richiesto (€)</label>
<input type="number" id="p-importo" value="15000" min="1000" max="75000" step="500" oninput="pSync('importo');pCalc()">
<div class="cf-slider-wrap">
<input type="range" class="cf-slider" id="p-importo-slider" min="1000" max="75000" step="500" value="15000" oninput="pSync('slider');pCalc()">
<div class="cf-slider-labels"><span>1.000€</span><span>75.000€</span></div>
</div>
</div>
<div class="cf-form-col">
<label id="p-lbl-dur">Durata (mesi)</label>
<input type="number" id="p-durata" value="48" min="12" max="120" step="12" oninput="pCalc()">
<div class="cf-slider-wrap">
<input type="range" class="cf-slider" id="p-durata-slider" min="12" max="120" step="12" value="48" oninput="document.getElementById('p-durata').value=this.value;pCalc()">
<div class="cf-slider-labels"><span>12</span><span>120</span></div>
</div>
</div>
</div>
<div class="cf-form-row">
<div class="cf-form-col">
<label id="p-lbl-tasso">Tasso TAEG (%)</label>
<input type="number" id="p-tasso" value="6.5" min="1" max="25" step="0.1" oninput="pCalc()">
</div>
<div class="cf-form-col" style="display:flex;align-items:flex-end">
<button onclick="pCalc()" class="cf-btn-submit" id="p-btn-calc">Calcola →</button>
</div>
</div>
<div class="cf-result-box">
<div class="cf-result-main">
<div class="cf-mensualite">
<div class="lbl" id="p-lbl-rata">Rata mensile</div>
<div class="montant" id="p-rata-val">—</div>
<div class="mois" id="p-su-mesi">su 48 mesi</div>
</div>
<div class="cf-detail-grid">
<div class="cf-detail-item"><div class="dl" id="p-lbl-tot">Totale rimborso</div><div class="dv" id="p-tot-val">—</div></div>
<div class="cf-detail-item"><div class="dl" id="p-lbl-int">Interessi totali</div><div class="dv" id="p-int-val">—</div></div>
<div class="cf-detail-item"><div class="dl">TAEG</div><div class="dv" id="p-taeg-val">—</div></div>
<div class="cf-detail-item"><div class="dl" id="p-lbl-dur2">Durata</div><div class="dv" id="p-dur-val">—</div></div>
</div>
</div>
</div>
<div style="margin-top:18px;text-align:center">
<a href="#richiesta" class="cf-btn-primary" id="p-btn-cta-calc">Richiedi il tuo Prestito →</a>
</div>
</div>
</div>
</div>
</section>
<!-- LEAD FORM -->
<section class="cf-section cf-lead-section" id="richiesta">
<div class="cf-section-inner">
<div style="text-align:center;margin-bottom:32px">
<div class="cf-section-tag" id="p-form-tag">Consulenza gratuita</div>
<h2 class="cf-section-title" id="p-form-title">Richiedi il tuo Prestito</h2>
<p class="cf-section-sub" style="margin:0 auto" id="p-form-sub">Compila il modulo in 2 minuti e ricevi le migliori offerte entro 24 ore. Gratis, senza impegno.</p>
</div>
<div class="cf-lead-box">
<div id="p-lead-form">
<div class="cf-form-row">
<div class="cf-form-col">
<label id="p-f-nome">Nome e Cognome</label>
<input type="text" id="p-nome" placeholder="Mario Rossi">
</div>
<div class="cf-form-col">
<label id="p-f-email">Email</label>
<input type="email" id="p-email" placeholder="mario@email.com">
</div>
</div>
<div class="cf-form-row">
<div class="cf-form-col">
<label id="p-f-tel">Telefono</label>
<input type="tel" id="p-tel" placeholder="+39 333 000 0000">
</div>
<div class="cf-form-col">
<label id="p-f-pays">Paese</label>
<select id="p-pays">
<option value="IT">🇮🇹 Italia</option>
<option value="FR">🇫🇷 France</option>
</select>
</div>
</div>
<div class="cf-form-row">
<div class="cf-form-col">
<label id="p-f-reddito">Reddito mensile netto</label>
<select id="p-reddito">
<option value="">-- Seleziona --</option>
<option value="<1000">< 1.000€</option>
<option value="1000-1500">1.000 – 1.500€</option>
<option value="1500-2500">1.500 – 2.500€</option>
<option value="2500-4000">2.500 – 4.000€</option>
<option value=">4000">> 4.000€</option>
</select>
</div>
<div class="cf-form-col">
<label id="p-f-importo">Importo desiderato (€)</label>
<select id="p-importo-form">
<option value="">-- Seleziona --</option>
<option value="1000-5000">1.000 – 5.000€</option>
<option value="5000-15000">5.000 – 15.000€</option>
<option value="15000-30000">15.000 – 30.000€</option>
<option value="30000-50000">30.000 – 50.000€</option>
<option value="50000-75000">50.000 – 75.000€</option>
</select>
</div>
</div>
<div class="cf-form-row">
<div class="cf-form-col">
<label id="p-f-durata">Durata preferita</label>
<select id="p-durata-form">
<option value="">-- Seleziona --</option>
<option value="12-24">12 – 24 mesi</option>
<option value="24-48">24 – 48 mesi</option>
<option value="48-72">48 – 72 mesi</option>
<option value="72-120">72 – 120 mesi</option>
</select>
</div>
<div class="cf-form-col" style="display:flex;align-items:flex-end">
<button class="cf-btn-submit" onclick="pSubmitLead()" id="p-btn-submit">Richiedi Consulenza Gratuita →</button>
</div>
</div>
<p class="cf-legal-txt" id="p-legal">Inviando il modulo, accetti la nostra <a href="/note-legali/" style="color:#aaa">Privacy Policy</a>. Nessun costo, nessun impegno.</p>
</div>
<div class="cf-success-box" id="p-success">
<div class="icon">✅</div>
<p id="p-success-msg">Richiesta inviata! Ti contatteremo entro 24h con le migliori offerte.</p>
</div>
</div>
</div>
</section>
<!-- FAQ -->
<section class="cf-section">
<div class="cf-section-inner">
<div style="text-align:center;margin-bottom:36px">
<div class="cf-section-tag" id="p-faq-tag">FAQ</div>
<h2 class="cf-section-title" id="p-faq-title">Domande frequenti sul prestito</h2>
</div>
<div class="cf-faq" id="p-faq-list"></div>
</div>
</section>
<!-- CTA BOTTOM -->
<section class="cf-cta-final">
<h2 id="p-cta-title">Pronto a realizzare i tuoi progetti?</h2>
<p id="p-cta-sub">Fino a 75.000€, risposta in 24h. Gratuito, senza impegno.</p>
<a href="#richiesta" class="cf-btn-white" id="p-cta-btn">Richiedi il tuo Prestito — È Gratis →</a>
</section>
</div><!-- #cf-prestito -->
<script>
(function(){
var T = {
IT:{
badge:"Da 6.5% TAEG \u00b7 Risposta in 24h",
hero_title:"<span>Prestito Personale</span><br>Fino a 75.000\u20ac",
hero_sub:"Fino a 75.000\u20ac per qualsiasi esigenza personale. Senza garanzie reali, senza ipoteche. Risposta in sole 24 ore.",
btn1:"Richiedi il tuo Prestito \u2192", btn2:"Calcola la rata",
ps1:"Importo massimo", ps2:"Durata massima", ps3:"Risposta garantita", ps4:"Garanzie richieste",
ps4_num:"Nessuna",
types_tag:"Le nostre soluzioni", types_title:"Qual \u00e8 il tuo progetto?",
types_sub:"Dai viaggi alla casa, dall'auto alle spese impreviste, abbiamo il prestito adatto a ogni necessit\u00e0.",
pt1_t:"Prestito Liquidit\u00e0", pt1_d:"Hai bisogno di liquidit\u00e0 immediata? Ottieni fino a 75.000\u20ac per qualsiasi uso personale, senza doverlo giustificare.", pt1_r:"Da 6.5% TAEG",
pt2_t:"Prestito Auto", pt2_d:"Finanzia l'acquisto della tua auto nuova o usata con rate flessibili e tassi competitivi. Importi da 5.000\u20ac a 50.000\u20ac.", pt2_r:"Da 5.9% TAEG",
pt3_t:"Prestito Ristrutturazione", pt3_d:"Rinnova la tua casa senza mutuo. Fino a 75.000\u20ac per lavori di ristrutturazione, arredamento o efficientamento energetico.", pt3_r:"Da 7.0% TAEG",
pt4_t:"Consolidamento Debiti", pt4_d:"Riunisci tutti i tuoi prestiti in un'unica rata mensile pi\u00f9 bassa. Semplifica la gestione e risparmia sugli interessi.", pt4_r:"Da 7.9% TAEG",
calc_tag:"Strumento gratuito", calc_title:"Calcola la tua rata prestito",
calc_sub:"Scopri subito quanto pagheresti al mese. Nessun impegno.",
calc_hd:"Simulatore Prestito Personale", calc_hp:"Calcolo istantaneo della rata mensile",
lbl_imp:"Importo richiesto (\u20ac)", lbl_dur:"Durata (mesi)", lbl_tasso:"Tasso TAEG (%)",
btn_calc:"Calcola \u2192", lbl_rata:"Rata mensile", lbl_tot:"Totale rimborso",
lbl_int:"Interessi totali", lbl_dur2:"Durata", anni:"mesi", mesi:"mesi",
btn_cta_calc:"Richiedi il tuo Prestito \u2192",
form_tag:"Consulenza gratuita", form_title:"Richiedi il tuo Prestito",
form_sub:"Compila il modulo in 2 minuti e ricevi le migliori offerte entro 24 ore. Gratis, senza impegno.",
f_nome:"Nome e Cognome", f_email:"Email", f_tel:"Telefono", f_pays:"Paese",
f_reddito:"Reddito mensile netto", f_importo:"Importo desiderato (\u20ac)", f_durata:"Durata preferita",
btn_submit:"Richiedi Consulenza Gratuita \u2192",
legal:"Inviando il modulo, accetti la nostra <a href='/note-legali/' style='color:#aaa'>Privacy Policy</a>. Nessun costo, nessun impegno.",
success:"Richiesta inviata! Ti contatteremo entro 24h con le migliori offerte.",
faq_tag:"FAQ", faq_title:"Domande frequenti sul prestito",
faq:[
{q:"Qual \u00e8 l'importo massimo richiedibile?", a:"Con il prestito personale \u00e8 possibile ottenere fino a 75.000\u20ac, in base al reddito e al merito creditizio. Il rimborso avviene in rate mensili fisse da 12 a 120 mesi."},
{q:"Servono garanzie o garanti?", a:"No. Il prestito personale non richiede ipoteche su immobili n\u00e9 la presenza di un garante nella maggior parte dei casi. La valutazione avviene sulla base del reddito e della storia creditizia."},
{q:"Posso ottenere un prestito se sono segnalato al CRIF?", a:"S\u00ec, esistono soluzioni dedicate anche per chi ha avuto precedenti segnalazioni. Il nostro team analizza ogni situazione individualmente e cerca le banche pi\u00f9 flessibili per il tuo profilo."},
{q:"In quanto tempo arriva il denaro?", a:"Dopo l'approvazione, i fondi vengono accreditati in 24-72 ore lavorative, a seconda dell'istituto erogante. Il processo \u00e8 completamente digitale."},
{q:"Posso rimborsare anticipatamente?", a:"S\u00ec, quasi tutti i prestiti personali prevedono la possibilit\u00e0 di rimborso anticipato parziale o totale, con una penale massima dell'1% del capitale residuo (prevista dalla normativa europea)."},
],
cta_title:"Pronto a realizzare i tuoi progetti?",
cta_sub:"Fino a 75.000\u20ac, risposta in 24h. Gratuito, senza impegno.",
cta_btn:"Richiedi il tuo Prestito \u2014 \u00c8 Gratis \u2192",
},
FR:{
badge:"D\u00e8s 6.5% TAEG \u00b7 R\u00e9ponse en 24h",
hero_title:"<span>Pr\u00eat Personnel</span><br>Jusqu'\u00e0 75.000\u20ac",
hero_sub:"Jusqu'\u00e0 75.000\u20ac pour tous vos projets personnels. Sans garantie r\u00e9elle, sans hypoth\u00e8que. R\u00e9ponse en seulement 24 heures.",
btn1:"Demander mon Pr\u00eat \u2192", btn2:"Calculer ma mensualit\u00e9",
ps1:"Montant maximum", ps2:"Dur\u00e9e maximale", ps3:"R\u00e9ponse garantie", ps4:"Garanties requises",
ps4_num:"Aucune",
types_tag:"Nos solutions", types_title:"Quel est votre projet ?",
types_sub:"Voyage, voiture, travaux ou d\u00e9penses impr\u00e9vues, nous avons le pr\u00eat adapt\u00e9 \u00e0 chaque besoin.",
pt1_t:"Pr\u00eat Tr\u00e9sorerie", pt1_d:"Besoin de liquidit\u00e9s imm\u00e9diates ? Obtenez jusqu'\u00e0 75.000\u20ac pour tout usage personnel sans justification.", pt1_r:"D\u00e8s 6.5% TAEG",
pt2_t:"Pr\u00eat Auto", pt2_d:"Financez votre v\u00e9hicule neuf ou occasion avec des mensualit\u00e9s flexibles et des taux comp\u00e9titifs. De 5.000\u20ac \u00e0 50.000\u20ac.", pt2_r:"D\u00e8s 5.9% TAEG",
pt3_t:"Pr\u00eat Travaux", pt3_d:"R\u00e9novez votre logement sans cr\u00e9dit immobilier. Jusqu'\u00e0 75.000\u20ac pour travaux, ameublement ou efficacit\u00e9 \u00e9nerg\u00e9tique.", pt3_r:"D\u00e8s 7.0% TAEG",
pt4_t:"Rachat de Cr\u00e9dits", pt4_d:"Regroupez tous vos pr\u00eats en une seule mensualit\u00e9 plus basse. Simplifiez la gestion et \u00e9conomisez sur les int\u00e9r\u00eats.", pt4_r:"D\u00e8s 7.9% TAEG",
calc_tag:"Outil gratuit", calc_title:"Calculez votre mensualit\u00e9",
calc_sub:"D\u00e9couvrez imm\u00e9diatement combien vous paieriez par mois. Sans engagement.",
calc_hd:"Simulateur Pr\u00eat Personnel", calc_hp:"Calcul instantan\u00e9 de votre mensualit\u00e9",
lbl_imp:"Montant souhait\u00e9 (\u20ac)", lbl_dur:"Dur\u00e9e (mois)", lbl_tasso:"Taux TAEG (%)",
btn_calc:"Calculer \u2192", lbl_rata:"Mensualit\u00e9", lbl_tot:"Co\u00fbt total",
lbl_int:"Int\u00e9r\u00eats totaux", lbl_dur2:"Dur\u00e9e", anni:"mois", mesi:"mois",
btn_cta_calc:"Demander mon Pr\u00eat \u2192",
form_tag:"Conseil gratuit", form_title:"Demandez votre Pr\u00eat Personnel",
form_sub:"Remplissez le formulaire en 2 minutes et recevez les meilleures offres sous 24h. Gratuit, sans engagement.",
f_nome:"Nom et Pr\u00e9nom", f_email:"Email", f_tel:"T\u00e9l\u00e9phone", f_pays:"Pays",
f_reddito:"Revenus nets mensuels", f_importo:"Montant souhait\u00e9 (\u20ac)", f_durata:"Dur\u00e9e souhait\u00e9e",
btn_submit:"Demander un Conseil Gratuit \u2192",
legal:"En soumettant ce formulaire, vous acceptez notre <a href='/note-legali/' style='color:#aaa'>Politique de Confidentialit\u00e9</a>. Sans frais, sans engagement.",
success:"Demande envoy\u00e9e ! Nous vous contacterons dans les 24h avec les meilleures offres.",
faq_tag:"FAQ", faq_title:"Questions fr\u00e9quentes sur le pr\u00eat personnel",
faq:[
{q:"Quel est le montant maximum que je peux emprunter ?", a:"Avec un pr\u00eat personnel, il est possible d'obtenir jusqu'\u00e0 75.000\u20ac selon vos revenus et votre historique de cr\u00e9dit. Le remboursement s'\u00e9tale de 12 \u00e0 120 mois en mensualit\u00e9s fixes."},
{q:"Des garanties ou un garant sont-ils n\u00e9cessaires ?", a:"Non. Le pr\u00eat personnel ne n\u00e9cessite pas d'hypoth\u00e8que immobili\u00e8re ni de garant dans la plupart des cas. L'\u00e9valuation se base sur les revenus et l'historique de cr\u00e9dit."},
{q:"Puis-je obtenir un pr\u00eat avec un dossier difficile ?", a:"Oui, il existe des solutions d\u00e9di\u00e9es m\u00eame pour les profils complexes. Notre \u00e9quipe analyse chaque situation individuellement et identifie les \u00e9tablissements les plus flexibles."},
{q:"Dans quel d\u00e9lai re\u00e7ois-je les fonds ?", a:"Apr\u00e8s approbation, les fonds sont vers\u00e9s en 24 \u00e0 72 heures ouvr\u00e9es selon l'\u00e9tablissement. Le processus est enti\u00e8rement digital."},
{q:"Puis-je rembourser par anticipation ?", a:"Oui, presque tous les pr\u00eats personnels pr\u00e9voient un remboursement anticip\u00e9 partiel ou total, avec une p\u00e9nalit\u00e9 maximale de 1% du capital restant d\u00fb (conform\u00e9ment \u00e0 la directive europ\u00e9enne)."},
],
cta_title:"Pr\u00eat \u00e0 r\u00e9aliser vos projets ?",
cta_sub:"Jusqu'\u00e0 75.000\u20ac, r\u00e9ponse en 24h. Gratuit, sans engagement.",
cta_btn:"Demander mon Pr\u00eat \u2014 C'est Gratuit \u2192",
}
};
var lang = 'IT';
var hl = (document.documentElement.lang||'').slice(0,2).toUpperCase();
if(T[hl]) lang = hl;
function s(id,html){ var e=document.getElementById(id); if(e) e.innerHTML=html; }
function st(id,txt){ var e=document.getElementById(id); if(e) e.textContent=txt; }
function applyLang(){
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st('pt1-title',t.pt1_t); st('pt1-desc',t.pt1_d); st('pt1-rate',t.pt1_r);
st('pt2-title',t.pt2_t); st('pt2-desc',t.pt2_d); st('pt2-rate',t.pt2_r);
st('pt3-title',t.pt3_t); st('pt3-desc',t.pt3_d); st('pt3-rate',t.pt3_r);
st('pt4-title',t.pt4_t); st('pt4-desc',t.pt4_d); st('pt4-rate',t.pt4_r);
st('p-calc-tag',t.calc_tag); st('p-calc-title',t.calc_title); st('p-calc-sub',t.calc_sub);
st('p-calc-hd',t.calc_hd); st('p-calc-hp',t.calc_hp);
st('p-lbl-imp',t.lbl_imp); st('p-lbl-dur',t.lbl_dur); st('p-lbl-tasso',t.lbl_tasso);
st('p-btn-calc',t.btn_calc); st('p-lbl-rata',t.lbl_rata);
st('p-lbl-tot',t.lbl_tot); st('p-lbl-int',t.lbl_int); st('p-lbl-dur2',t.lbl_dur2);
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s('p-legal',t.legal);
st('p-faq-tag',t.faq_tag); st('p-faq-title',t.faq_title);
st('p-cta-title',t.cta_title); st('p-cta-sub',t.cta_sub); st('p-cta-btn',t.cta_btn);
buildFAQ(t.faq);
pCalc();
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+'<div class="cf-faq-q" onclick="pTogFAQ('+i+')">'
+'<span>'+item.q+'</span><span class="arrow">▼</span>'
+'</div>'
+'<div class="cf-faq-a"><div class="cf-faq-a-inner">'+item.a+'</div></div>'
+'</div>';
}).join('');
}
window.pTogFAQ = function(i){
var el=document.getElementById('pfaq-'+i);
if(el) el.classList.toggle('open');
};
window.pSync = function(type){
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var sl=document.getElementById('p-importo-slider');
if(type==='importo'&&sl&&imp) sl.value=imp.value;
else if(sl&&imp) imp.value=sl.value;
};
window.pCalc = function(){
var t = T[lang];
var montant=parseFloat(document.getElementById('p-importo').value)||15000;
var duree=parseFloat(document.getElementById('p-durata').value)||48;
var taux=parseFloat(document.getElementById('p-tasso').value)||6.5;
var sl=document.getElementById('p-importo-slider'); if(sl) sl.value=montant;
var ds=document.getElementById('p-durata-slider'); if(ds) ds.value=duree;
// durata en mois (pas en années pour prestito)
var n=duree, r=taux/100/12, mensualite;
if(r===0) mensualite=montant/n;
else mensualite=montant*r*Math.pow(1+r,n)/(Math.pow(1+r,n)-1);
var total=mensualite*n, interets=total-montant;
var fmt=function(v){ return Math.round(v).toLocaleString('fr-FR')+'\u20ac'; };
document.getElementById('p-rata-val').textContent=fmt(mensualite);
document.getElementById('p-tot-val').textContent=fmt(total);
document.getElementById('p-int-val').textContent=fmt(interets);
document.getElementById('p-taeg-val').textContent=taux.toFixed(1)+'%';
document.getElementById('p-dur-val').textContent=duree+' '+(t.mesi||'mesi');
var su=document.getElementById('p-su-mesi');
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reddito:document.getElementById('p-reddito').value,
type_credit:'prestito',
montant:document.getElementById('p-importo-form').value,
duree:document.getElementById('p-durata-form').value,
lang:lang
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fetch('/wp-json/creditofacile/v1/lead',{
method:'POST', headers:{'Content-Type':'application/json'}, body:JSON.stringify(data)
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var suc=document.getElementById('p-success'); if(suc) suc.style.display='block';
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var start=0, step=target/60;
var timer=setInterval(function(){
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